Access to Capital | Small Business Majority

Small Business Lending Options

Small Business Lending

One of the biggest challenges facing small business owners and entrepreneurs has been and continues to be the inability to access capital. Our polling found 90% of small business owners identify this as a problem—and with good reason. Big banks approve just 2 out of 10 small business loan requests. And those numbers don’t count the many small firms that don’t even apply for loans for fear of rejection.

However, there are more funding options than ever before. We’re here to help you navigate the funding landscape and connect you with resources to help you obtain the capital you need to start and grow your business.

Funding Options

Before you go out seeking a loan, you have to understand the array of options available to you. We help you make sense of the lending landscape and give you the tools you need.

Find a Lender

Research your options among local CDFIs, community banks, online lenders and other loan providers.

Who Can Help

Need assistance understanding loan paperwork requirements or getting your financial house in order? These groups can help.

Borrowers' Bill of Rights

Working with a coalition of lenders and advocates, we have identified the fundamental financing rights that we believe all small businesses deserve.

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Resources and Tools

We provide tips on understanding the lending environment, including a checklist of questions you can ask of borrowers to make sure you're getting the best loan possible. We also have helpful articles from our partners, advice on finding the best loan for you, and handy loan calculators you can use to evaluate your options.

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